Weekly series

From The Lion's Den

Every week the Lydian team shares practical tips, guides and insight on the challenges facing clients and financial planners alike.

Week 15  Unlocking Australian Credit: Is It Time for APRA, ASIC and Government to Rethink Lending Policies? 

 Unlocking Australian Credit: Is It Time for APRA, ASIC and Government to Rethink Lending Policies? 

Australia has one of the strongest banking systems in the world. However, increasingly conservative lending ...

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Week 14 Helping the next generation: a considered approach to family gifting and lending

Helping the next generation: a considered approach to family gifting and lending

How financial advisers and Lydian Financial can work together to help clients support their children and gra...

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Week 13 Why Australia Has Three Tiers of Home Lenders —and Why Their Policies Differ

Why Australia Has Three Tiers of Home Lenders —and Why Their Policies Differ

Two borrowers can have similar incomes, deposits and loan amounts, yet receive very different answers from d...

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Week 12 Helping Your Business Clients Align Their Lending with Your Strategic Advice

Helping Your Business Clients Align Their Lending with Your Strategic Advice

Your strategic advice helps clients make important decisions about their business, wealth and future. The le...

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Week 11 Financing the Future of Your Financial Practice

Financing the Future of Your Financial Practice

For financial planners, building a successful practice involves two financial journeys: helping clients achi...

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Week 10 Beyond the Interest Rate: Why Your Credit Structure Deserves a Regular Health Check

Beyond the Interest Rate: Why Your Credit Structure Deserves a Regular Health Check

When most people think about reviewing their home loan, they immediately focus on interest rates. While secu...

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Week 9 Property Markets Are Shifting — And That Creates Opportunities for Borrowers

Property Markets Are Shifting — And That Creates Opportunities for Borrowers

Australia’s major property markets have entered a distinctly different phase. After several years in which r...

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Week 8 The Ultimate First Home Buyer Guide – Australia 2026 Government Schemes, Grants, and More

The Ultimate First Home Buyer Guide – Australia 2026 Government Schemes, Grants, and More

Buying your first home in Australia has never simply been about finding a property and getting a mortgage. I...

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Week 7 The Retirement Reset: How Downsizing, Bridging Finance and Super Can Transform Retirement 

The Retirement Reset: How Downsizing, Bridging Finance and Super Can Transform Retirement 

For many Australians approaching retirement, their largest asset isn't their superannuation fund. It's their...

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Week 6 Later Life Lending: Your Home Can Help Fund Your Retirement

Later Life Lending: Your Home Can Help Fund Your Retirement

For many Australians, retirement creates an unusual financial situation. You may own a valuable home, have s...

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Week 5 bonus Ten Years of Interest Only: When the Right Lending Structure Supports a Better Plan

Ten Years of Interest Only: When the Right Lending Structure Supports a Better Plan

What if paying off your home loan as fast as possible isn't always the best financial strategy? For clients ...

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Week 5 Debt Recycling: Turning Your Home Loan into a Long-Term Wealth Strategy

Debt Recycling: Turning Your Home Loan into a Long-Term Wealth Strategy

Could your home loan actually help you build wealth? Paying the mortgage off first and investing later can c...

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Week 4 Myth Buster: Retired Doesn’t Mean You Can’t Borrow

Myth Buster: Retired Doesn’t Mean You Can’t Borrow

"I'm retired, so I can't borrow." Not necessarily. Many retirees are in a genuinely strong position, and a n...

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Week 3 Should You Buy Investment Properties, or Just Keep Buying a Better Home?

Should You Buy Investment Properties, or Just Keep Buying a Better Home?

Should your next million dollars of borrowing go towards an investment property, or towards upgrading the fa...

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Week 2 Before You Retire: Why Restructuring Your Debt Could Create More Financial Flexibility

Before You Retire: Why Restructuring Your Debt Could Create More Financial Flexibility

For many Australians, the five to ten years before retirement are some of the most important financial years...

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Week 1 The Great Wealth Transfer: Helping the Next Generation into their First Home

The Great Wealth Transfer: Helping the Next Generation into their First Home

Australia is entering one of the largest intergenerational wealth transfers in history. Over the next decade...

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