Copyright © LYDIAN FINANCIAL SERVICES PTY LTD 2026. All Right Reserved.
Living in Australia does not mean leaving your UK property and financial commitments behind. We coordinate your lending requirements across both markets, giving you a central point of contact.
The Lydian UK Desk is designed for UK expats, Australians returning from the UK, and internationally connected clients who own, or are looking to own, property in both Australia and the United Kingdom.
Through Lydian and our UK lending relationships, we can help coordinate your lending requirements across both markets. Whether you are buying your Australian home, refinancing an existing mortgage, retaining a UK property or building an investment portfolio across both countries, the UK Desk can help you navigate the process.
If you have relocated to Australia, we can help establish and manage your Australian lending, taking into account overseas income, assets, liabilities and property interests.
Moving overseas does not necessarily mean you need to sell your UK property. We help coordinate the process from Australia, reducing the complexity of dealing with lenders and documentation across time zones.
For clients retaining or building a UK property portfolio, our focus is not simply arranging the next loan, but understanding how UK property fits within your broader financial position.
Property finance should not be set and forgotten. Interest rates, property values, lending policies and your personal circumstances change over time.
The Lydian UK Desk can help review existing lending in both Australia and the UK to identify opportunities to improve the structure, pricing or flexibility of your loans. For clients with property in both countries, this is a chance to look at the lending position as a whole rather than managing each mortgage in isolation.
International clients often have more complex financial circumstances. You may have income generated in Australia and the UK, multiple properties, business interests, investment income or significant assets spread across jurisdictions.
Where appropriate, we can work alongside your accountant, financial adviser, solicitor and other professional advisers.
For many expats, the difficulty is not obtaining a mortgage. It is managing an increasingly complex financial life across two countries.
The Lydian UK Desk can help you understand your overall debt position, coordinate lending requirements and provide an ongoing relationship as your circumstances change.
Our service does not finish when your loan settles. As your property portfolio, career and financial circumstances evolve, your lending strategy should evolve with them.
A national network delivering lending advice and services across Australia.
Authorised Representative no. 525 778
Specialist Financial Group Australian Credit Licence no. 387025
Copyright © LYDIAN FINANCIAL SERVICES PTY LTD 2026. All Right Reserved.