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South Australia | Lydian Financial Services
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Between the First Home Owner Grant and South Australia's stamp duty relief on new homes, getting into your first place can be more affordable than you expect. Our local brokers help you make the most of it.
South Australia is a genuinely good place to buy your first home, and the assistance available can take real pressure off the amount you need saved.
The First Home Owner Grant pays eligible buyers $15,000 towards a new home. If you are buying or building something brand new, that is money working directly in your favour.
South Australia has also introduced generous stamp duty relief for eligible first home buyers purchasing or building a new home, which can remove one of the largest upfront costs entirely.
What you qualify for depends on your circumstances, the property and the current rules, which do change over time. We will work through the detail with you so nothing you are entitled to gets missed.
We bring the grant, the stamp duty relief and the loan together into one clear plan.
We check whether your new home qualifies for South Australia's First Home Owner Grant and manage the application for you.
SA's stamp duty relief on new homes can wipe out a major cost for first home buyers. We show you exactly where you stand.
You may need less saved than you think. We look at low deposit and guarantor options that suit you.
From established suburbs like Norwood, Prospect and Unley to new estates around Mount Barker and the northern growth corridor, South Australia has options to suit almost every first home buyer.
We do all the heavy lifting, comparing over 50 lenders, handling the paperwork, and dealing with the lender on your behalf from application to settlement.
First home buyers around Glenelg, Mawson Lakes and greater Adelaide already rely on Lydian to find a loan that fits. Let's work out yours.
South Australia offers eligible first home buyers a $15,000 grant towards a new home. Because it is aimed at new builds rather than established homes, whether you qualify comes down to the type of property you buy. We will confirm your eligibility during your free consultation.
Often much less, and in many cases nothing. South Australia has introduced stamp duty relief for eligible first home buyers purchasing or building a new home, which can remove a significant upfront cost. Because the rules can change, we will confirm exactly how they apply to your purchase.
Not necessarily. Low deposit loans, the first home grant and family guarantee options can all help you buy with less saved, and Lenders Mortgage Insurance can bridge the gap. We will lay out the choices and trade-offs so the decision stays yours.
A single bank only offers its own products, whereas we compare over 50 lenders to find one that suits a first home buyer. We also carry the workload, from paperwork to liaising with the lender, and it costs you nothing to get started.
Yes. Your first consultation is free and there is no obligation to go ahead. We use it to understand your goals and explain your options clearly, and then you decide what happens next.
Serving clients across Australia.
Authorised Representative no. 525 778
Specialist Financial Group Australian Credit Licence no. 387025
Lydian Financial Services South Australia
Phone: 0400 000 000
Email: contactus@lydian.com.au
Copyright © LYDIAN FINANCIAL SERVICES PTY LTD 2026. All Right Reserved.