Copyright © LYDIAN FINANCIAL SERVICES PTY LTD 2026. All Right Reserved.
Capital structured around your business. Debt can be one of the most powerful tools available to a business, when it is structured correctly.
Whether you are funding growth, acquiring a business, refinancing existing facilities, purchasing property, releasing capital or restructuring your balance sheet, the structure and source of your funding can materially influence cash flow, profitability and long-term business value.
Lydian Corporate Advisory works with business owners, executives and their advisers to structure, source and negotiate corporate debt solutions. We take an advisory-led approach, understanding the business, its strategy and financial position before approaching the funding market.
Our objective is simple: secure the right capital, from the right funding partner, on the right structure.
Businesses today can access funding from major banks, second-tier banks, non-bank lenders, private credit funds, asset financiers and specialist capital providers. The challenge is determining which structure and funding partner best supports the business.
We review your existing and proposed debt arrangements and help determine an appropriate funding strategy.
Growth often requires capital before the financial benefits of that growth are realised. We design a structure around your strategy, cash-flow requirements and borrowing capacity.
We work alongside business owners, accountants, corporate advisers and legal teams to structure acquisition funding that supports both completion and the sustainability of the combined business.
The funding structure that worked for a business five years ago may no longer be appropriate today. As businesses grow, their balance sheets, profitability, asset base and funding requirements change.
A structured debt review can identify opportunities to:
Successful corporate borrowing involves considerably more than completing a loan application. Lenders need to understand the business, its financial performance, management capability, strategy, risks and ability to service debt.
Lydian Corporate Advisory can help prepare a business for the funding market, then present the funding opportunity clearly and professionally to appropriate capital providers.
A transaction that does not fit the credit appetite of one institution may be attractive to another. Through Lydian's relationships across the Australian lending market, we can explore funding solutions across the full spectrum of capital providers.
Rather than approaching lenders individually, clients can work with Lydian to manage a coordinated funding process.
We begin by understanding your business, financial position and strategic objectives.
We review existing debt, cash flow, financial performance, security and borrowing capacity.
We develop an appropriate debt and capital structure.
We prepare the funding proposition and supporting information for the market.
We identify appropriate banks, lenders and capital providers.
We compare proposals and negotiate pricing, structure, security and terms.
We work alongside your accountant, lawyer and other advisers through credit approval, documentation and settlement.
As your business evolves, your capital structure should evolve with it.
Corporate funding decisions often involve accounting, taxation, legal, investment and strategic considerations. Lydian Corporate Advisory is designed to work collaboratively with your existing team.
We provide specialist debt and capital expertise while allowing each adviser to remain responsible for their area of advice. This collaborative approach can give business owners a more coordinated outcome.
Our focus is generally on clients where the funding requirement is sufficiently complex to benefit from a structured advisory approach.
Corporate debt should support strategy, not dictate it. Our aim is to build long-term relationships with clients rather than simply arrange individual loans.
We focus on finding a funding structure appropriate for the client rather than simply placing a transaction.
We work across traditional banks, non-bank lenders, specialist lenders and private credit markets.
We look beyond the loan itself to understand the business strategy and the role capital plays within it.
We help manage the process from initial analysis through lender engagement, negotiation, documentation and settlement.
We work alongside accountants, financial advisers, lawyers and corporate advisers rather than replacing them.
An acquisition may require senior debt today and a different capital structure several years later. We stay across it.
A national network delivering lending advice and services across Australia.
Authorised Representative no. 525 778
Specialist Financial Group Australian Credit Licence no. 387025
Copyright © LYDIAN FINANCIAL SERVICES PTY LTD 2026. All Right Reserved.