Official Partnership

Joust x Lydian

Put Your Home Loan Back to Work for You.

Unlock better rates, uncover hidden equity, and make sure your loan still fits your life. Powered by Joust. Delivered by Lydian.

Interest Rate Optimisation
Property Valuation & Equity Analysis
Affordability & Serviceability Review

Book Your Free Loan Review

Competitive Marketplace

Joust's platform makes lenders compete for your loan, driving rates down and putting the power back in your hands.

80% AU Lenders

4.4★ Product Review

Why This Partnership

Technology Meets Expert Advice.

Buying a home is just the beginning. With rising rates and changing circumstances, most Australians aren't on the best loan available to them. That's where we come in.

The Technology

Joust brings a powerful competitive marketplace where lenders bid against each other for your loan. Their platform gives you access to up to 80% of Australian lenders, uncovering better rates and options you'd never find on your own.

The Expertise

Lydian provides a national network of experienced mortgage brokers who give you personalised advice and ongoing support. From loan restructuring to long-term lending strategy, your Lydian broker guides you every step of the way.

What You Get

A Complete Loan Health Check.

Everything you need to know about whether your home loan is still working for you.

Loan Health Check

We benchmark your current loan against the market to make sure you're still on a competitive rate and product.

Better Rates

Using Joust's competitive marketplace, lenders bid against each other to offer you improved pricing and loan options.

Equity Insights

Find out what your property is worth today, whether you can access equity, and opportunities to reinvest or restructure.

Serviceability Review

We reassess your borrowing position based on income changes, rate movements, and future lending opportunities.

Dedicated Lydian Broker

Your own Lydian expert guides you through loan restructuring, refinancing decisions, and long-term lending strategy. Real advice from a real person, not a chatbot.

Is This For You?

This Service Is Built for Homeowners Who Want More From Their Loan.

If any of these sound familiar, a free loan review could save you thousands.

Book a Free Review

You haven't reviewed your home loan in over 12 months
You're concerned about rising interest rates
You want to access equity for investment or renovation
You're unsure if your loan still suits your goals
You want a second opinion from a professional

How It Works

Three Simple Steps.

No paperwork upfront, no obligation. Just a clear picture of where you stand.

Submit Your Details

Provide a few quick details about your current loan and financial position. Takes under 5 minutes.

Market Comparison

We benchmark your loan using Joust's platform, assess your equity position, and analyse your options.

Strategy Session

Meet with a Lydian broker to review findings, explore your options, and take action if it's beneficial.

80% of AU Lenders Via the Joust platform

National Broker Network Experienced mortgage professionals

No Obligation Transparent comparisons, free review

4.4 Star Rating 102+ verified reviews

This service provides general information only and does not constitute financial advice. Outcomes may vary based on individual circumstances. Lydian Financial Services Pty Ltd ACN 092 786 000. Authorised Representative no. 525 778 of Specialist Financial Group Australian Credit Licence no. 387025. Joust Software Pty Ltd ABN 73 603 612 013. Joust is not a credit provider. Product information should be confirmed with the relevant financial institution.