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Western Australia | Lydian Financial Services
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With the First Home Owner Grant and Western Australia's first home duty concessions, your first place may be closer than you think. Our Perth-based brokers help you make every bit of support count.
Western Australia is one of the more affordable states to buy a first home, and the assistance on offer can make a real dent in what you need upfront.
The First Home Owner Grant pays eligible buyers $10,000 towards a new home. If you are building or buying brand new, that is money going straight into your purchase.
On top of the grant, Western Australia offers first home owner duty concessions that can reduce or remove transfer duty for eligible buyers, taking the sting out of one of the biggest upfront costs.
What you qualify for depends on your circumstances, the property and the current thresholds, which do change. We will go through the detail with you so you claim everything you are entitled to.
We bring the grant, the duty concessions and the loan together into one straightforward plan.
We check whether your new home qualifies for the WA First Home Owner Grant and manage the application for you.
WA's first home owner duty concessions can cut a major cost. We show you exactly where you land.
You may need less saved than you think. We look at low deposit and guarantor options that suit you.
From established suburbs like Subiaco, Fremantle and Scarborough to new estates in Baldivis, Ellenbrook and the northern corridor, Western Australia has options to suit almost every first home buyer.
We do all the heavy lifting, comparing over 50 lenders, handling the paperwork, and dealing with the lender on your behalf from application to settlement.
First home buyers around Joondalup, Mandurah and greater Perth already rely on Lydian to find a loan that fits. Let's work out yours.
Western Australia offers eligible first home buyers a $10,000 grant towards a new home. Because it is aimed at new builds rather than established properties, whether you qualify depends on the type of home you buy. We will confirm your eligibility during your free consultation.
Often less, and sometimes none. Western Australia offers first home owner duty concessions that can reduce or remove transfer duty for eligible buyers, depending on the value of the property. Because the thresholds can change, we will confirm exactly how they apply to your purchase.
Not necessarily. Low deposit loans, the first home grant and family guarantee options can all help you buy with less saved, and Lenders Mortgage Insurance can bridge the gap. We will lay out the choices and trade-offs so the decision stays yours.
A single bank only offers its own products, whereas we compare over 50 lenders to find one that suits a first home buyer. We also carry the workload, from paperwork to liaising with the lender, and it costs you nothing to get started.
Yes. Your first consultation is free and there is no obligation to proceed. We use it to understand your goals and explain your options clearly, and then you decide what happens next.
Serving clients across Australia.
Authorised Representative no. 525 778
Specialist Financial Group Australian Credit Licence no. 387025
Lydian Financial Services Western Australia
Phone: 0400 000 000
Email: contactus@lydian.com.au
Copyright © LYDIAN FINANCIAL SERVICES PTY LTD 2026. All Right Reserved.