Queensland | Lydian Financial Services
First Home Buyers | Queensland

Your First Home in Queensland Starts Here.

Getting into your first home is more achievable than many Queenslanders realise. With a generous grant and duty concessions on offer, our local brokers help you understand what you qualify for and turn it into a plan.

$30,000First Home Owner Grant
ConcessionOn transfer duty
Over 50Lenders on our panel
QLDLocal broker support
Queensland Grants

The Help Available to Queensland First Home Buyers


Queensland is one of the more supportive states in the country for first home buyers, and the assistance on offer can take a real chunk out of what you need upfront.

The First Home Owner Grant pays eligible buyers $30,000 towards a brand new home valued up to $750,000. For a newly built house or apartment, that is money straight off your costs.

On top of the grant, Queensland's first home concession can significantly reduce, and in many cases remove, the transfer duty you would otherwise pay. Recent reforms have made this more generous, particularly for new homes.

What you qualify for depends on your situation, the property, and the rules at the time, which do change. We work through it with you so you claim everything you are entitled to.

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How We Help

First Home Buying, Without the Guesswork.

We turn the grants, the concessions and the loan into one clear path forward.

The $30,000 Grant

We confirm whether your new home qualifies for Queensland's First Home Owner Grant and handle the application end to end.

  • Eligibility for new builds
  • Application lodged correctly
  • Timed with your lender
  • Explained in plain English
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Duty Concessions

Queensland's first home concession can wipe out a major cost. We show you exactly where you land.

  • First home concession
  • New-home savings
  • Current thresholds checked
  • Built into your budget
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Smaller Deposits

You may not need as much saved as you think. We look at low deposit and guarantor paths that fit.

  • Low deposit home loans
  • Family guarantee options
  • Lenders Mortgage Insurance explained
  • Over 50 lenders compared
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Local Expertise

Brisbane's First Home Buyer Specialists

From inner-Brisbane apartments to new estates on the Gold Coast and Sunshine Coast, Queensland has options to suit almost every first home buyer, and our brokers know the lenders who back them.

We take care of the legwork, comparing more than 50 lenders, handling the paperwork, and dealing with the lender for you right through to settlement.

Buyers around South Bank, Fortitude Valley, Toowong, Indooroopilly and Paddington already lean on Lydian to find a loan that fits. Let's work out yours.

FAQ

First Home Buyer Questions, Answered.

Queensland offers eligible first home buyers a $30,000 grant towards a newly built home valued up to $750,000. It is aimed at new homes rather than established ones, so whether you qualify comes down to the type of property you buy. We confirm your eligibility during your free consultation.

Possibly very little, or none at all. Queensland's first home concession can substantially reduce or remove transfer duty, and recent changes have made it more generous, especially on new homes. Because the thresholds can change, we confirm exactly where your purchase sits before you commit.

Not necessarily. Low deposit loans, the first home grant, and family guarantee options can all help you buy with less saved, and Lenders Mortgage Insurance can bridge the gap. We lay out the choices and the trade-offs so the decision stays yours.

A single bank can only offer its own products, while we compare over 50 lenders to find one that suits a first home buyer. We also do the heavy lifting, from paperwork to liaising with the lender on your behalf, and it costs you nothing to get started.

Yes. Your first consultation is free with no obligation to proceed. We use it to understand your goals and explain your options plainly, then you decide what happens next.

Ready to make a start?

Let's Map Out Your First Home.

Book a free consultation and find out what you could be eligible for as a first home buyer in Queensland.