Kyle Austin

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I’m a licensed Mortgage Broker with Lydian Financial Services, helping Australians find the right home loan with clarity, confidence, and a long-term plan in mind.

I work with first-home buyers, investors, refinancers, and self-employed clients to cut through the noise, compare options across a wide range of lenders, and structure loans that support where they’re going — not just where they are today. From strategy and application right through to settlement, I handle the process end-to-end and keep things simple, transparent, and jargon-free.

Before moving into mortgage broking full-time, I spent several years building and running my own business. That hands-on experience gave me a real understanding of cash flow, scaling a business, hiring teams, and dealing with lending challenges from a business owner’s perspective — which is especially valuable when working with self-employed clients and investors.

Earlier in my career, I held senior leadership and commercial roles with Woolworths Supermarkets and Coles, including Senior Store Manager and Assistant Category Manager. Those roles sharpened my skills in leadership, negotiation, financial management, and making decisions under pressure — skills I now bring into every client conversation.

What I help with:

• First home buyer loans
• Property investment lending & portfolio structuring
• Refinancing & rate reviews
• Self-employed & alt-doc lending
• SMSF lending
• Navigating credit policies & lender negotiations

I’m big on straight answers, proactive follow-ups, and building long-term relationships — not quick wins.

Outside of work, you’ll usually find me watching, supporting, and cheering on my kids as they chase their goals in Rugby and HYROX, which keeps me grounded (and very familiar with early mornings and weekends on the sidelines).

📩 Always happy to connect if you’re:

• Buying your first home
• Investing in property
• Reviewing or refinancing your current loan